Superior, WI business owners can contact Lakeshire Business Funding, a small-business funding broker in Duluth, Minnesota, by phone or online. This page gives Census figures for the City of Superior and ZIP 54880 in Douglas County, Wisconsin, and explains how a request is handled. Lakeshire is a broker, not a lender; lending partners decide and set rates and terms.
| County | Douglas County, Wisconsin |
|---|---|
| ZIP 54880 employers | 777 employer establishments with 13,085 paid staff (Census ZBP 2023) |
| Fewer than five employees | 43.4% of employers in ZIP 54880 (same source) |
| Largest sector by employers | Retail, with 121 ZIP 54880 employers |
| Self-employed residents | 6.1% of Superior's employed residents, plus or minus 1.3 (ACS 2020-2024) |
| Who decides | The lending partner |
Superior, WI is not Superior Street
One point of confusion is worth clearing up first. Lakeshire Business Funding's address is 424 W Superior St, which is a street in Duluth, Minnesota. It is not in Superior, Wisconsin. The City of Superior is across the state line in Douglas County, and a second, separate place, the Village of Superior, lies a few miles further south. Everything here concerns the City of Superior.
Superior, WI and ZIP 54880 in Census figures
ZIP 54880, the postal ZIP for Superior, had 777 employer establishments in 2023, with 13,085 paid employees and about $705.6 million in annual payroll; 43.4 percent of those establishments had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
Those are ZIP figures, not city figures. The City of Superior covers about 19 percent of ZIP 54880's land; the rest of the ZIP takes in surrounding areas of Douglas County, including the Village of Superior. Most of the city itself, about 87 percent of its land, sits inside the ZIP.
Which sectors have the most employers in ZIP 54880
| Sector | Establishments | Under-5-employee share |
|---|---|---|
| Retail trade | 121 | 37.2% |
| Accommodation and food services | 105 | 31.4% |
| Health care and social assistance | 95 | 33.7% |
| Other services | 93 | 46.2% |
| Construction | 51 | 54.9% |
| Manufacturing | 45 | 22.2% |
| Professional, scientific and technical services | 45 | 60.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Retail and food service lead the ZIP's employer count, which makes stock purchases and kitchen equipment two of the more common funding questions there. Our partners' confirmed sectors include retail, restaurants and construction; manufacturing is not among them.
Superior, WI residents who work for themselves
An estimated 6.1 percent of Superior's employed residents were self-employed, plus or minus 1.3 points: 2.9 percent in their own incorporated business and 3.2 percent in an unincorporated one (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates). The survey covers the City of Superior only, not the village or the rest of the ZIP.
Registration and licensing for a Superior, WI business
Questions about registering or licensing a Superior business are answered by Wisconsin and City of Superior sources, not Minnesota ones. This site does not describe those requirements.
How a request from Superior, WI is handled
A request from a Superior business follows the same four steps as any other: a call about the purpose, a short list of options, review by a lending partner and your decision. There is no need to travel to Duluth, MN; everything happens by phone and online.
More near Superior, WI
Every area served lists the other communities around the office, including the Village of Superior, Oliver and Poplar in Douglas County. The Duluth, MN page covers the office's own county; its figures describe St. Louis County, Minnesota, not Superior.
Who Lakeshire Business Funding works with in Superior, WI
Lakeshire Business Funding works with Superior, WI businesses in four sectors our partners have confirmed: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Being in one of them does not decide the outcome; the partner does.
Documents to have ready
- Business checking statements covering roughly the last quarter or two
- Business and personal tax returns for the latest year
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Photo ID for every owner of the business
- A simple schedule of current business debt and monthly payments
- For equipment, the seller's quote with make, model and price
Partners differ in what they request; this list covers the usual ground.
How a request moves forward
- Reach us at (218) 353-6774 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Our office is at 424 W Superior St, Duluth, MN 55802.
By Lakeshire Business Funding · Updated
