Lakeshire Business Funding, a small-business funding broker in Duluth, Minnesota, works by phone and online with owners in nearby towns across St. Louis County, Carlton County and Lake County, MN. Cloquet, MN and Superior, WI have their own pages. Each place is described with its own county and data. Lending partners, not Lakeshire, make every credit decision.
Working with owners outside the city
Distance does not change the process. You call or send the short form, we talk through the purpose, and with your permission the request goes to a lending partner. There is no need to come to the address.
A note on the numbers below: the Census publishes business counts by ZIP code, and a ZIP code is a postal route, not a town boundary. Where a figure is for a ZIP, it says so, and it may include business addresses outside the town of the same name. Figures for Duluth, MN's own county are on the St. Louis County business profile and are not repeated for places in other counties.
Cloquet, MN in Carlton County, MN
Cloquet, MN is a city in Carlton County, about 19 miles west-southwest of the office. ZIP 55720 had 398 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), enough for a page of its own.
Superior, WI in Douglas County, Wisconsin
Superior, WI, the city across the state line in Douglas County, Wisconsin, is about 6 miles south of the office. It has its own page with figures for the city and ZIP 54880. It should not be confused with West Superior Street, the Duluth, MN street where our address is.
Hermantown, Proctor and Rice Lake in St. Louis County, MN
Hermantown, a city about 6.6 miles west-northwest of the office, is in St. Louis County like Duluth. Survey estimates put self-employment at 7.3 percent of its employed residents, plus or minus 2.4 points (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates); the Census publishes no separate ZIP business figures for it.
Proctor, about 6.6 miles west-southwest, and Rice Lake, about 8.8 miles north, are also St. Louis County cities. Their available survey estimates have wide margins of error, so we do not quote them. Owners in all three work with us the same way as owners in Duluth, MN.
Mahnomen and Brookston in western St. Louis County, MN
Mahnomen, a Census-designated place about 21 miles west, and Brookston, a city about 24 miles west-northwest, sit toward the edge of the area we describe. Brookston's ZIP has too few employer establishments for the Census figures to say much, and Mahnomen has no separate business data.
Esko and Carlton in Carlton County, MN
Esko, a Census-designated place about 13.7 miles west-southwest, is in Carlton County. ZIP 55733, Esko's postal ZIP, had 69 employer establishments with 458 paid employees in 2023, and 62.3 percent of them had fewer than five employees; construction was the largest sector, with 18 establishments (U.S. Census Bureau, ZIP Code Business Patterns 2023). Esko covers about 14 percent of that ZIP's land, so the figures include businesses outside it.
Carlton, a city about 17.8 miles west-southwest, has ZIP 55718: 62 employer establishments with 621 paid employees in 2023, 56.5 percent of them with fewer than five employees (same source). The city covers under 5 percent of that ZIP's land, so the ZIP figures describe a much wider area than the city itself.
Scanlon and Wrenshall in Carlton County, MN
Scanlon, about 16.3 miles west-southwest, and Wrenshall, about 17.3 miles southwest, are smaller Carlton County cities. Their published Census figures are too thin to describe their business base reliably, so none are quoted here.
Knife River in Lake County, MN
Knife River, a Census-designated place in Lake County about 18.9 miles northeast, is outside St. Louis County. Its ZIP has only a handful of employer establishments, so no figures are quoted.
Village of Superior, Oliver and Poplar in Douglas County, WI
Douglas County, Wisconsin also includes the Village of Superior, about 9.3 miles south, which is a separate place from the City of Superior even though both use ZIP 54880; Oliver, a village about 10.2 miles south-southwest; and Poplar, a village about 20.6 miles southeast. Wisconsin figures are never mixed with Minnesota ones on this site.
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